Drivee/Blog/Tickets

Red light camera ticket in Toronto: what it costs, and how to dispute it

30 days, and paying ends it

You have 30 days from the deemed service date to pay or request a review. Any payment, even a partial one, ends your right to dispute.

Drivee Editorial Updated October 14, 2026 6 min read

A red light camera ticket arrives in the mail, weeks after the fact, addressed to whoever owns the car. In Toronto it is no longer a court ticket: since January 20, 2025 the city handles it as an administrative penalty. Here’s what that means for the cost, your record, and your options.

Got the penalty notice in front of you?

Snap a photo. Drivee reads it, tells you which system it falls under, and counts down the days you have left to pay or dispute. No signup.

Check my ticket — free

In this guide

  1. How a camera ticket works
  2. What it costs
  3. Demerit points and insurance
  4. Toronto’s switch to administrative penalties
  5. How to dispute it
  6. If you don’t pay
  7. Outside Toronto, and older tickets
  8. Common questions

How a camera ticket works

The camera captures images of vehicles entering an intersection after the signal has turned red. City staff designated as provincial offences officers review the images, then a penalty order is mailed to the registered owner of the plate.

Under the provincial rules, the penalty order has to be imposed within 23 days of the offence, and a mailed order is treated as served on the seventh day after it was mailed. Your deadlines run from that deemed service date, not from the day you opened the envelope.

Tip: the city publishes a map of camera locations, and signs are posted at intersections that have one.

What it costs

The amount is set by provincial regulation (O. Reg. 355/22), not by the city:

That’s $328.25 in total. If the intersection is in a community safety zone, it is $400 + $85 + $8.25 = $493.25.

Toronto also charges a 2.35% processing fee on credit card payments made online.

Demerit points and insurance

Because the penalty is issued to the owner, not a driver, there are no demerit points. Toronto states that these penalties do not affect anyone’s driving record.

The owner is liable whether or not they were driving. That surprises people who lend their car out, but it also means the driver’s record stays clean too.

Pulled over is different

If a police officer stops you for running a red light, that is a charge against you as the driver. The set fine is $260 (most tickets show $325 with the surcharge and court costs), and a conviction adds 3 demerit points to your record.

Toronto’s switch to administrative penalties

City Council approved moving red light camera charges to its Administrative Penalty System on February 6, 2024, and the change took effect on January 20, 2025.

The practical difference: there is no trial and no justice of the peace. Disputes go to a city screening officer, then to a hearing officer — the same structure as disputing a Toronto parking ticket.

How to dispute it

Step 1 — Screening review

Request a screening review online through the Administrative Penalty Lookup within 30 days of the deemed service date. You can also file in person at North York Civic Centre or Metro Hall, but the review itself isn’t done at the counter.

Toronto lists two grounds: the contravention did not occur, or paying would cause undue hardship. A hardship request needs your most recent Canada Revenue Agency Notice of Assessment.

Tip: look closely at the photos. If the image shows a different vehicle, a misread plate, or a car that was already in the intersection before the light turned red, that is the kind of evidence a “did not occur” argument is built on. “I didn’t see the light” is not.

Step 2 — Hearing review

If you disagree with the screening decision, you have 30 days from the decision date to request a hearing review with Toronto’s Administrative Penalty Tribunal. The hearing officer’s decision is final.

Missed the 30 days?

You can ask for an extension of up to 60 days from the deemed service date, submitted together with the screening request, and you have to explain the extenuating circumstances. Only one extension request is allowed, and a refusal at screening is final.

Not sure which deadline applies?

Upload the notice and Drivee works out the deemed service date, the days left, and whether the court or the city system handles it — free.

Scan my ticket

If you don’t pay

After the due date, Toronto adds administrative fees to the amount owing. Under the provincial regulation, the city can then hand the debt to the Ministry of Transportation. At that point a $20 late payment fee is added, and the ministry can refuse to issue or validate your vehicle permit until it’s paid — in practice, you can’t renew your plate.

Tip: if the amount itself is the problem, ask for a payment plan at screening. That’s one of the outcomes a screening officer can grant.

Outside Toronto, and older tickets

The provincial regulation lets municipalities use administrative penalties for camera offences; it doesn’t require them to. In a city that still uses the court system, a red light camera ticket is a charge against the owner, with the same $260 set fine plus the victim fine surcharge and court costs. You choose from the options on the notice — pay, meet a prosecutor where early resolution is available, or request a trial — usually within 15 days.

Either way, an owner convicted on camera evidence gets no demerit points, and the Highway Traffic Act says the owner can’t have their driver’s licence suspended for not paying that fine. Your plate renewal is a different matter.

Tip: read the notice to see which system you’re in. A “penalty order” from the city means the administrative route; an “offence notice” means court.

Common questions

Does a red light camera ticket give demerit points in Ontario?

No. A camera penalty is issued to the vehicle’s owner, not a driver, so no demerit points are added and Toronto says it does not affect your driving record. If a police officer stops you for running a red light, that is a different charge and it carries 3 demerit points.

How much is a red light camera ticket in Toronto?

$328.25 for most intersections: a $260 penalty, $60 for the victims’ justice fund and an $8.25 plate access fee. In a community safety zone it is $493.25.

How long do I have to dispute a Toronto red light camera penalty?

30 days from the deemed service date. A mailed penalty order is deemed served on the seventh day after it was mailed. If you miss the 30 days you can ask for an extension, up to 60 days from the deemed service date, by showing extenuating circumstances.

I wasn’t driving. Do I still have to pay?

Yes. The penalty is imposed on the registered owner whether or not they were driving. Because it is an owner penalty, it does not go on anyone’s driving record.

What happens if I ignore a red light camera penalty?

Toronto adds administrative fees after the due date. The city can then send the debt to the Ministry of Transportation, which adds a $20 late payment fee and can refuse to renew your vehicle permit until the penalty is paid.

Sources

Last checked: October 2026.